Windstorm mitigation- In Florida there are some areas which have been defined as High Velocity Hurricane Zones (HVHZ) (Miami-Dade and Broward counties for example), these cities or municipalities are considered high risk because they have been affected over the years by mayor storms and hurricanes causing severe damage to the residents and its economy. Therefore, insurance companies award with credits those homeowners who protect their homes with windstorm mitigation features that withstand or resist high velocity winds. When you mitigate and/or retrofit your home with shutters, rated impact resistant materials and/or code compliant systems against these mayor storms, you’re not only saving your money but also protecting your loved ones.
Below there are some points that will be taken into consideration by a certified professional while conducting a wind mitigation inspection: Building codes, roof covering materials, roof deck attachment, roof to wall attachment, roof geometry, secondary water resistance (SWR) and exterior opening protection.